ARKĀGOS PLANNING
AN EMPHASIS ON PLANNING
This is a complimentary introductory meeting designed to help us get to know each other to determine if a good working client/advisor relationship will be beneficial to both parties.
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Collect important information and documents
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Identify goals and objectives
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Complete a risk profile analysis
Using the previously collected information, we start building a comprehensive financial plan and investment strategy tailored to your goals.
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Generate and review a full financial analysis.
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Develop an IPS (Investment Plan Summary) based on client’s risk profile, time horizon, and objectives.
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Identify next steps and expectations.
Implentation of financial plan, beginning with client onboarding and establishing accounts.
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Prepare all necessary onboarding documents and initiate the transfer of existing accounts.
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Begin implementation of investment strategies.
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Maintain frequent and ongoing communication until the plan is fully implemented.
Ongoing monitoring of accounts with personal quarterly email updates and scheduling of client meetings or calls as needed.
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Provide quarterly email updates, portfolio reviews, and make adjustments as needed.
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Review monthly account statements issued by the custodian.
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Schedule annual review meetings and additional meetings upon request.
Internal processes for new clients:
Once you have scheduled a first appointment, you’ll receive an email with directions to our office and a guide for forms to either bring in or send back prior to the meeting electronically.
During the intake session, information is gathered, goals are defined, and fees and expenses are covered in full detail so that you a have a clear understanding of expectations going forward.
A full analysis of your initial intake session is provided outlining any financial or planning gaps and illustrating future projections of your current investments and financial goals.
Solutions are recommended based on your objectives and tolerance for risk as established during the first meeting.
We extend to you an offer to enter into an investment advisory relationship with a clearly identified fee and expense schedule via our ADV.
If you choose to move forward, the onboarding process can begin within 24 hours.
All necessary firm and custodial documents will be completed and signed to formally establish the client-advisor relationship.
Accounts will be opened or transferred as appropriate.
We will follow up with you by phone or e-mail during the onboarding process to confirm that account openings, account numbers, and online access to both the custodian and client portal are all established and in good order.
Quarterly meetings are conducted via email, in person, or online at client’s discretion.
These are generally short in nature to provide a summary of account performance and a general review of your plan.
Performance reports along with a balance sheet and a net worth statement are generated for clients.
Conduct an in-depth review of your financial plan to ensure that objectives are being met.
Review material facts, beneficiaries, investment strategy, and any other items of relevance.
Provide performance reports, financial planning reports, and a tax analysis if applicable.